Eligible Health Care Expenses
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The Internal Revenue Service (IRS) determines what medical, pharmacy, dental and vision expenses are eligible for payment or reimbursement from health care flexible spending accounts (FSAs).

To see whether a specific type of service is covered, click on the first letter of the name of the service below, and then click on the service title.

Your employer may limit coverage on certain eligible items, so be sure to review your benefit information. The Internal Revenue Service (IRS) may also modify its list of eligible medical expenses from time to time. Visit http://www.IRS.gov to view Publication 502 - Eligible Medical and Dental Expenses - for a full list.

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z 

A
Acupuncture
Ambulance
Artificial limbs
Artificial teeth

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B
Blood sugar test kits for diabetics
Breast pumps and lactation supplies

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C
Chiropractor
Contact lenses and solutions
Crutches

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D
Dental treatments including X-rays, cleanings, fillings, braces, and tooth removals
Doctor's office visits and procedures
Drug addiction treatment
Drug prescriptions

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E
Eyeglasses and vision exams

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F
Fertility treatment

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H
Hearing aids and batteries
Hospital services

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I
Inpatient alcoholism treatment
Insulin

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L
Laboratory fees
Laser eye surgery

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O
Over-the-counter medicines and drugs if prescribed by a doctor (see more information below)

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P
Physical therapy
Psychiatric care if the expense is for mental health care provided by a psychiatrist, psychologist or other licensed professional

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S
Special education services, recommended by a doctor, for learning disabilities
Speech therapy
Stop-smoking programs (including nicotine gum or patches, if prescribed)
Surgery, excluding cosmetic surgery

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V
Vasectomy

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W
Walker
Weight-loss program, if it is a treatment for a specific disease diagnosed by a physician
Wheelchair

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Over-the-counter (OTC) medicines and drugs

Because of the health care reform law passed in 2010, over-the-counter medicines and drugs may only be eligible for FSA reimbursement if you have a valid prescription. Those medicines or drugs include:

  • Acid controllers
  • Acne medicine
  • Aids for indigestion
  • Allergy and sinus medicine
  • Antidiarrheal medicine
  • Baby rash ointment
  • Cold and flu medicine
  • Eye drops
  • Feminine antifungal or anti-itch products
  • Hemorrhoid treatment
  • Laxatives or stool softeners
  • Lice treatments
  • Motion sickness medicines
  • Nasal sprays or drops
  • Ointments for cuts, burns or rashes
  • Pain relievers, such as aspirin or ibuprofen
  • Sleep aids
  • Stomach remedies

Over-the-counter supplies

Many OTC medical supplies may be eligible for reimbursement from an FSA, and no prescription is required. Examples include:

  • Bandages, adhesive or elastic
  • Braces and supports
  • Catheters
  • Condoms
  • Contact lens solution and supplies
  • Crutches
  • Dentures and denture adhesives
  • Diagnostic tests and monitors (such as blood glucose monitors)
  • Elastic wraps
  • First-aid supplies
  • Insulin
  • Ostomy products
  • Pregnancy tests
  • Reading glasses
  • Walkers, wheelchairs and canes

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